Case C-381/19: Order of the Court (Ninth Chamber) of 15 January 2020 (request for a preliminary ruling from the Curtea de Apel Cluj — Romania) — SC Banca E S.A. v G.D. (Reference for a preliminary ruling — Article 99 of the Rules of Procedure of the Court of Justice — Consumer protection — Directive 93/13/EEC — Introduction of a new legal remedy in the course of the proceedings — Principles of legal certainty and effectiveness)