Case C-911/19: Judgment of the Court (Grand Chamber) of 15 July 2021 (request for a preliminary ruling from the Conseil d’État — France) — Fédération bancaire française (FBF) v Autorité de contrôle prudentiel et de résolution (ACPR) (Reference for a preliminary ruling — Articles 263 and 267 TFEU — EU act which is not legally binding — Judicial review — Guidelines issued by the European Banking Authority (EBA) — Product oversight and governance arrangements for retail banking products — Validity — Competence of the EBA)