Opinion of Advocate General Tanchev delivered on 19 December 2019.#Györgyné Lintner v UniCredit Bank Hungary Zrt.#Request for a preliminary ruling from the Fővárosi Törvényszék.#Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Foreign currency based loan contract – Article 4(1) – Consideration of all the other terms of the contract for the purpose of assessing the unfairness of the contested term – Article 6(1) – Examination by the national court of its own motion as to whether the clauses in the contract are unfair – Scope.#Case C-511/17.